The Matador: Tristan Ramirez

Tristan Ramirez is the Founder of Matador Insurance Services, a firm built on the belief that financial planning should be clear, purpose-driven, and rooted in protecting what matters most—your future, your family, and your legacy. Through resilience, hard work, and a steadfast commitment to doing what’s right for his clients, Tristan emerged as a trusted voice and thought leader in the financial planning space. Along the way, he identified a gap—too many firms focused on pushing products instead of prioritizing people and strategy. That insight led to the creation of Matador: a client-first firm centered on education, transparency, and long-term relationships. With over a decade of experience, Tristan has earned a reputation for delivering thoughtful, results-driven planning tailored to each client’s unique goals. At Matador, he specializes in helping pre-retirees and retirees build secure income strategies, reduce tax exposure, and protect generational wealth. His approach integrates annuities, life insurance, and other tools to manage key risks like longevity, market volatility, long-term care, and rising healthcare costs. Tristan holds his degree in Communication from North Carolina State University. He is also pursuing the widely respected CFP designation through the American College of Financial Services. Matador’s process goes far beyond products. Clients benefit from a holistic, relationship-driven experience that includes RMD optimization, Social Security planning, Medicare guidance, estate and legacy coordination, and access to a curated network of trusted professionals. Tristan’s role is to empower clients with clarity, not pressure them with sales—offering guidance grounded in strategy, not product. His mission is simple: to build a firm where clients are treated like family—and where smart, risk-aware planning delivers peace of mind that lasts a lifetime.